/* ============================================================
   ALLENCREST — Shared Institutional Design System
   Used across all entity sites. Update once, propagate everywhere.
   ============================================================ */

:root {
  /* Brand palette — sourced from Allencrest Entity Suite PDF */
  --ac-navy:        #0B1E3F;
  --ac-navy-700:   #142a52;
  --ac-navy-500:   #1d3a6e;
  --ac-teal:       #0E7D7F;
  --ac-teal-600:   #0a6668;
  --ac-teal-100:   #e6f2f2;
  --ac-gold:       #B8924B;
  --ac-gold-100:   #f4eede;
  --ac-ink:        #0f172a;
  --ac-slate-700:  #334155;
  --ac-slate-500:  #64748b;
  --ac-slate-300:  #cbd5e1;
  --ac-slate-200:  #e2e8f0;
  --ac-slate-100:  #f1f5f9;
  --ac-cream:      #faf8f3;
  --ac-white:      #ffffff;

  --ac-serif:      "Cormorant Garamond", "Garamond", Georgia, "Times New Roman", serif;
  --ac-sans:       "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;
  --ac-mono:       "JetBrains Mono", "SF Mono", Menlo, monospace;

  --ac-maxw:       1200px;
  --ac-radius:     2px;
  --ac-shadow-sm:  0 1px 2px rgba(11,30,63,0.06);
  --ac-shadow:     0 4px 20px rgba(11,30,63,0.08);
  --ac-shadow-lg:  0 20px 60px rgba(11,30,63,0.12);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--ac-sans);
  font-size: 16px;
  line-height: 1.65;
  color: var(--ac-ink);
  background: var(--ac-white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

/* Typography */
h1, h2, h3, h4, h5 {
  font-family: var(--ac-serif);
  font-weight: 500;
  color: var(--ac-navy);
  letter-spacing: -0.01em;
  line-height: 1.2;
  margin: 0 0 .5em;
}
h1 { font-size: clamp(2.25rem, 4vw, 3.75rem); font-weight: 500; }
h2 { font-size: clamp(1.75rem, 3vw, 2.5rem); }
h3 { font-size: 1.5rem; }
h4 { font-size: 1.2rem; font-family: var(--ac-sans); font-weight: 600; letter-spacing: .02em; text-transform: uppercase; color: var(--ac-teal); font-size: .85rem; }

p { margin: 0 0 1em; color: var(--ac-slate-700); }

a { color: var(--ac-teal); text-decoration: none; transition: color .2s; }
a:hover { color: var(--ac-navy); }

.eyebrow {
  font-family: var(--ac-sans);
  font-size: .75rem;
  font-weight: 600;
  letter-spacing: .2em;
  text-transform: uppercase;
  color: var(--ac-teal);
  display: inline-block;
  margin-bottom: 1rem;
}

.lede {
  font-family: var(--ac-serif);
  font-size: clamp(1.15rem, 1.5vw, 1.4rem);
  line-height: 1.6;
  color: var(--ac-slate-700);
  max-width: 720px;
}

/* Layout utilities */
.container { max-width: var(--ac-maxw); margin: 0 auto; padding: 0 24px; }
.container-wide { max-width: 1400px; margin: 0 auto; padding: 0 24px; }
.section { padding: clamp(60px, 9vw, 120px) 0; }
.section--tight { padding: clamp(40px, 6vw, 80px) 0; }
.section--cream { background: var(--ac-cream); }
.section--navy { background: var(--ac-navy); color: var(--ac-slate-200); }
.section--navy h1, .section--navy h2, .section--navy h3 { color: var(--ac-white); }
.section--navy p { color: rgba(255,255,255,0.78); }
.section--navy .eyebrow { color: var(--ac-gold); }
.section--navy .btn-outline { color: var(--ac-white); border-color: rgba(255,255,255,0.3); }

.grid { display: grid; gap: 32px; }
.grid-2 { grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); }
.grid-3 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.grid-4 { grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }

/* Nav */
.nav {
  background: var(--ac-white);
  border-bottom: 1px solid var(--ac-slate-200);
  position: sticky;
  top: 0;
  z-index: 50;
  backdrop-filter: saturate(180%) blur(6px);
}
.nav--navy { background: var(--ac-navy); border-bottom-color: rgba(255,255,255,0.08); }
.nav--navy .nav-brand { color: var(--ac-white); }
.nav--navy .nav-link { color: rgba(255,255,255,0.82); }
.nav--navy .nav-link:hover { color: var(--ac-white); }
.nav--navy .nav-link.is-active { color: var(--ac-gold); }

.nav-inner {
  max-width: var(--ac-maxw);
  margin: 0 auto;
  padding: 18px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.nav-brand {
  font-family: var(--ac-serif);
  font-size: 1.35rem;
  font-weight: 500;
  color: var(--ac-navy);
  letter-spacing: .02em;
  display: flex;
  align-items: center;
  gap: 10px;
}
.nav-brand .mark { width: auto; height: 68px; margin-right: auto; }
.nav-brand small {
  display: block;
  font-family: var(--ac-sans);
  font-size: .65rem;
  font-weight: 500;
  letter-spacing: .22em;
  text-transform: uppercase;
  color: var(--ac-teal);
  margin-top: 2px;
}
.nav-links { display: flex; gap: 28px; align-items: center; list-style: none; margin: 0; padding: 0; }
.nav-link {
  font-size: .88rem;
  font-weight: 500;
  color: var(--ac-slate-700);
  padding: 4px 0;
  position: relative;
}
.nav-link:hover { color: var(--ac-navy); }
.nav-link.is-active { color: var(--ac-teal); }
.nav-link.is-active::after {
  content: '';
  position: absolute;
  left: 0; right: 0; bottom: -4px;
  height: 2px; background: var(--ac-teal);
}
.nav-cta {
  padding: 10px 20px;
  background: var(--ac-navy);
  color: var(--ac-white) !important;
  border-radius: var(--ac-radius);
  font-size: .82rem;
  font-weight: 600;
  letter-spacing: .04em;
  text-transform: uppercase;
}
.nav-cta:hover { background: var(--ac-teal); color: var(--ac-white) !important; }
.nav-toggle { display: none; background: none; border: 0; cursor: pointer; font-size: 1.4rem; color: var(--ac-navy); }

@media (max-width: 880px) {
  .nav-toggle { display: block; }
  .nav-links { display: none; position: absolute; top: 100%; left: 0; right: 0; background: var(--ac-white); flex-direction: column; padding: 24px; gap: 18px; border-bottom: 1px solid var(--ac-slate-200); box-shadow: var(--ac-shadow); }
  .nav-links.is-open { display: flex; }
  .nav--navy .nav-links { background: var(--ac-navy); }
}

/* Hero */
.hero {
  position: relative;
  padding: clamp(80px, 12vw, 160px) 0 clamp(70px, 10vw, 130px);
  background: var(--ac-white);
  overflow: hidden;
}
.hero--navy {
  background: linear-gradient(135deg, var(--ac-navy) 0%, var(--ac-navy-700) 60%, var(--ac-teal-600) 130%);
  color: var(--ac-white);
}
.hero--navy h1 { color: var(--ac-white); }
.hero--navy .lede { color: rgba(255,255,255,0.82); }
.hero--navy .eyebrow { color: var(--ac-gold); }
.hero-grid { display: grid; grid-template-columns: 1fr; gap: 48px; align-items: center; }
@media (min-width: 900px) { .hero-grid { grid-template-columns: 1.3fr 1fr; gap: 64px; } }

.hero-accent {
  position: absolute; inset: 0; pointer-events: none; opacity: .08;
  background-image: radial-gradient(circle at 20% 10%, var(--ac-teal) 0%, transparent 40%),
                    radial-gradient(circle at 80% 80%, var(--ac-gold) 0%, transparent 40%);
}

/* Hero with background image */
.hero--image {
  background-size: cover;
  background-position: center;
  background-attachment: fixed;
}
.hero--image::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(11,30,63,0.75) 0%, rgba(11,30,63,0.60) 100%);
  pointer-events: none;
}
.hero--image .hero-inner,
.hero--image .container {
  position: relative;
  z-index: 1;
}
.hero--image h1 { color: var(--ac-white); }
.hero--image .lede { color: rgba(255,255,255,0.90); }
.hero--image .eyebrow { color: var(--ac-gold); }
.hero--image p { color: rgba(255,255,255,0.90); }

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 28px;
  font-family: var(--ac-sans);
  font-size: .88rem;
  font-weight: 600;
  letter-spacing: .06em;
  text-transform: uppercase;
  border-radius: var(--ac-radius);
  border: 1px solid transparent;
  cursor: pointer;
  transition: all .2s;
  text-decoration: none;
}
.btn-primary { background: var(--ac-navy); color: var(--ac-white); }
.btn-primary:hover { background: var(--ac-teal); color: var(--ac-white); }
.btn-outline { background: transparent; color: var(--ac-navy); border-color: var(--ac-navy); }
.btn-outline:hover { background: var(--ac-navy); color: var(--ac-white); }
.btn-outline.on-dark { color: var(--ac-white); border-color: rgba(255,255,255,0.3); }
.btn-outline.on-dark:hover { background: var(--ac-white); color: var(--ac-navy); border-color: var(--ac-white); }
.btn-gold { background: var(--ac-gold); color: var(--ac-navy); }
.btn-gold:hover { background: var(--ac-navy); color: var(--ac-white); }

/* Cards */
.card {
  background: var(--ac-white);
  border: 1px solid var(--ac-slate-200);
  border-radius: var(--ac-radius);
  padding: 32px;
  transition: transform .25s, box-shadow .25s, border-color .25s;
}
.card:hover { transform: translateY(-2px); box-shadow: var(--ac-shadow); border-color: var(--ac-teal-100); }
.card h3 { margin-top: 0; font-size: 1.3rem; }
.card .card-kicker { font-size: .72rem; font-weight: 600; letter-spacing: .2em; text-transform: uppercase; color: var(--ac-teal); display: block; margin-bottom: 8px; }
.card strong { color: var(--ac-teal) !important; }
.card--navy { background: var(--ac-navy-700); border-color: rgba(255,255,255,0.08); color: rgba(255,255,255,0.82); }
.card--navy h3 { color: var(--ac-white); }

/* Data strip */
.stats { display: grid; gap: 32px; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); }
.stat { border-left: 2px solid var(--ac-teal); padding: 6px 0 6px 20px; }
.stat-num { font-family: var(--ac-serif); font-size: clamp(2rem, 4vw, 2.8rem); color: var(--ac-navy); line-height: 1; display: block; }
.stat-label { font-size: .78rem; color: var(--ac-slate-500); letter-spacing: .08em; text-transform: uppercase; margin-top: 10px; display: block; }
.hero .num { color: var(--ac-white); font-family: var(--ac-serif); font-size: clamp(2rem, 4vw, 2.8rem); line-height: 1; display: block; }
.hero .lbl { color: rgba(255,255,255,0.75); font-size: .78rem; letter-spacing: .08em; text-transform: uppercase; margin-top: 10px; display: block; }
.section--navy .stat { border-left-color: var(--ac-gold); }
.section--navy .stat-num { color: var(--ac-white); }
.section--navy .stat-label { color: rgba(255,255,255,0.6); }

/* Feature list */
.feat { display: flex; gap: 20px; align-items: flex-start; padding: 20px 0; border-top: 1px solid var(--ac-slate-200); }
.feat:first-child { border-top: 0; }
.feat-num { font-family: var(--ac-serif); font-size: 2rem; color: var(--ac-teal); line-height: 1; min-width: 48px; }
.feat h4 { margin-bottom: 6px; color: var(--ac-navy); font-family: var(--ac-sans); text-transform: none; letter-spacing: 0; font-size: 1.05rem; }
.feat h4 + p { margin: 0; font-size: .95rem; }

/* Table */
.tbl { width: 100%; border-collapse: collapse; font-size: .92rem; }
.tbl th, .tbl td { padding: 14px 16px; text-align: left; border-bottom: 1px solid var(--ac-slate-200); }
.tbl th { background: var(--ac-navy); color: var(--ac-white); font-weight: 600; letter-spacing: .04em; font-size: .78rem; text-transform: uppercase; }
.tbl tr:nth-child(even) td { background: var(--ac-slate-100); }
.section--navy .tbl tr:nth-child(even) td { background: transparent; }
.tbl-wrap { overflow-x: auto; border: 1px solid var(--ac-slate-200); border-radius: var(--ac-radius); }

/* Callout */
.callout {
  background: var(--ac-teal-100);
  border-left: 3px solid var(--ac-teal);
  padding: 24px 28px;
  border-radius: var(--ac-radius);
  margin: 28px 0;
}
.callout--gold { background: var(--ac-gold-100); border-left-color: var(--ac-gold); }
.callout strong { color: var(--ac-navy); }

/* Footer */
.footer { background: var(--ac-navy); color: rgba(255,255,255,0.65); padding: 72px 0 32px; font-size: .9rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr repeat(3, 1fr); gap: 40px; margin-bottom: 48px; }
@media (max-width: 880px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .footer-grid { grid-template-columns: 1fr; } }
.footer h5 { color: var(--ac-white); font-family: var(--ac-sans); font-size: .8rem; font-weight: 600; letter-spacing: .15em; text-transform: uppercase; margin: 0 0 16px; }
.footer a { color: rgba(255,255,255,0.75); display: block; padding: 4px 0; }
.footer a:hover { color: var(--ac-gold); }
.footer-brand { font-family: var(--ac-serif); font-size: 1.5rem; color: var(--ac-white); margin-bottom: 12px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.08); padding-top: 24px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 16px; font-size: .78rem; color: rgba(255,255,255,0.5); }
.entity-links { display: grid; grid-template-columns: 1fr; gap: 2px; }

/* Disclosure block (506(c), legal) */
.disclosure {
  background: var(--ac-slate-100);
  border-top: 1px solid var(--ac-slate-200);
  padding: 28px 0;
  font-size: .78rem;
  color: var(--ac-slate-500);
  line-height: 1.6;
}
.disclosure strong { color: var(--ac-slate-700); }

/* Breadcrumbs */
.crumbs { font-size: .82rem; color: var(--ac-slate-500); padding: 16px 0; }
.crumbs a { color: var(--ac-slate-500); }
.crumbs a:hover { color: var(--ac-teal); }
.crumbs span.sep { margin: 0 8px; color: var(--ac-slate-300); }

/* Forms */
.form-group { display: flex; flex-direction: column; gap: 6px; margin-bottom: 16px; }
.form-group label { font-size: .82rem; font-weight: 600; color: var(--ac-navy); letter-spacing: .02em; }
.form-group input[type=text], .form-group input[type=email], .form-group input[type=password], .form-group input[type=tel], .form-group input[type=number], .form-group select, .form-group textarea {
  font-family: var(--ac-sans); font-size: 1rem;
  padding: 12px 14px;
  border: 1px solid var(--ac-slate-300);
  border-radius: var(--ac-radius);
  background: var(--ac-white);
  color: var(--ac-ink);
  transition: border-color .2s, box-shadow .2s;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { outline: 0; border-color: var(--ac-teal); box-shadow: 0 0 0 3px var(--ac-teal-100); }
.form-check { display: flex; gap: 10px; align-items: flex-start; padding: 8px 0; font-size: .9rem; color: var(--ac-slate-700); }
.form-check input { margin-top: 4px; }

/* Tags */
.tag { display: inline-block; padding: 4px 10px; background: var(--ac-teal-100); color: var(--ac-teal-600); border-radius: 99px; font-size: .72rem; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; }
.tag--gold { background: var(--ac-gold-100); color: #8a6b30; }
.tag--navy { background: var(--ac-navy); color: var(--ac-white); }

/* Utilities */
.hr { height: 1px; backgro